Answers When You Need Them
It isn’t always smooth sailing out there. So if you’re facing a challenge or a new opportunity, talk to us, and we’ll keep you moving in the right direction.

No matter what’s rocking your boat, we’ll help you understand your situation, consider all options, and chart a plan that makes the most sense for you—all at no additional cost. Below are just a few of the situations we help our clients with:

Dealing with student loans?

Increasingly, young adults are entering the workforce with student loan balances that take years to pay off. If you’re in this situation, Method can help make paying your loan burden as painless as possible. Here’s how we do it:

 
  • Evaluate your loans to strike the right balance between paying down debt and saving / investing your money
  • Assess your comfort with debt
  • Assess your liquidity needs
  • Create a month-by-month plan to manage your debt without incurring penalties or missing investment opportunities
Buying a home?

Buying a home is a major step, personally and financially, but it can be a nerve-wracking process if you don’t have the right guidance. To make your purchase as stress-free as possible, Method can help you:

 
  • Determine whether renting or buying makes the most sense
  • Figure out ‘how much house’ you can afford
  • Help create a plan to save for your downpayment
  • Ensure your downpayment savings are invested in a way that balances security and returns
Starting a family?

Financial security becomes more important than ever once you have a family depending on you. To help give you peace of mind, Method can:

 
  • Explain the options for saving for your family’s future
  • Determine the likely cost of college and other family expenses
  • Create a personal budget that maximizes your savings after accounting for other essential expenses
  • Help you set up new accounts, track your progress, and recommend adjustments along the way
Planning for retirement?

However far off your retirement may be, it’s valuable to have a partner to understand what you’re working towards and ensure you’re making the necessary preparations. Here’s how Method can keep you on course to retire when and how you want:

 
  • Help you set concrete goals and priorities for what your retirement could look like
  • Assess your current savings and investment practices
  • When applicable, recommend tax-efficient saving vehicles (401ks, ROTH IRAs, Traditional IRAs, etc.) that fit your situation
  • Communicate your options and help you understand the tradeoffs between your spending, savings, and retirement goals
  • Collaborate to create a sustainable plan, and provide regular reviews and adjustments to keep you on course

When you partner with Method Finance, you can get personalized help with these financial challenges (and any others you face) at no additional charge—our financial planning services are included in our low annual fees. Ready to get started?