- Balance today’s enjoyment with tomorrow’s needs. Whether it’s a bigger home, a new wardrobe, or just a few extra meals out with friends, it’s tough to resist all of life’s temptations. We can provide context for how these choices are affecting your future, and if you’re already saving enough, we may be able to empower you to spend a little more today, guilt-free.
- Get out of debt. We understand that especially early in your career, student loans and credit cards may have been necessary to make ends meet. If you’re ready to get out of debt, we’ll work with you to come up with a budget that meets your needs and design a debt pay-down plan that offers a light at the end of the tunnel.
- Get the most out of your savings. The goals that are important to you should inform what you’re doing with your savings. Whether it’s tax-efficient retirement accounts, college savings programs, investment accounts, or savings accounts, a good financial plan can shed light on how you can best allocate your savings.
How do you know if you’re saving enough?
We all know that we should spend less than we earn, but how much less is not always so obvious. Many financial advisors can tell you how your current level of savings compares to your peers, but that still doesn’t tell you if you’re on a path towards achieving the goals that are most important to you. At Method, we work with you to understand what you’re working towards, offering you a quantitative, easy-to-understand framework for decision making when it comes to these goals. We enable you to: